First Fidelity Bank

Locations

Burke 34°

Bonesteel 36°

Colome34°

Gregory 34°

Murdo 34°

Platte 36°

Winner 34°

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Investment and Insurance Products:

Are Not insured by the FDIC or any other federal government agency
Are Not deposits of or guaranteed by the Bank or any Bank Affiliate
May Lose Value

Brokerage services are provided by Financial Network Investment Corporation, a registered broker/dealer and member SIPC. Financial Network and First Fidelity Bank are not affiliated.

First Class Banking on a First Name Basis

Investments - Insurance

INSURANCE SERVICES

BUSINESS COVERAGE	PERSONAL COVERAGE
Property Liability Crop Insurance Automobile Workman's Compensation Bonding Group Life and Health	Life and Health Homeowners Automobile Renters Umbrella Liability Recreational Vehicles

Fidelity Agency is conveniently located at all First Fidelity Bank locations.

We represent many carefully chosen insurance companies to provide you with the best product at competitive prices.

Fidelity Agency is licensed to do business in South Dakota and Nebraska.

Fixed and variable annuity products are available.

IMPORTANT DISCLOSURES REGARDING BANKS AND INSURANCE

Insurance Disclosures. As with all non-bank products:

· The insurance product or annuity is NOT A DEPOSIT or other obligation of, or guaranteed by, First Fidelity Bank or an affiliate of the Bank;

· The insurance product or annuity is NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION (FDIC) or any other agency of the United States, First Fidelity Bank, or an affiliate of the Bank; and

· In the case of an insurance product or annuity that involves an investment risk, there is investment risk associated with the product, including the POSSIBLE LOSS OF VALUE.

Credit Disclosure. In the case of an application for credit in connection with which an insurance product or annuity is solicited, offered, or sold, First Fidelity Bank may not condition an extension of credit on either:

· Your purchase of an insurance product or annuity from the Bank or any of its affiliates; or

· Your agreement not to obtain, or a prohibition on you from obtaining, an insurance product or annuity from an unaffiliated entity.

NOTE: As a condition to obtaining a loan, the bank may require property insurance, such as on a home or auto which secures the loan. However, First Fidelity Bank does not require that the insurance be purchased from Fidelity Agency. You may choose from among many reputable agents and companies in the area.

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