Commercial Loans

We offer a full range of commercial loans and financing options to businesses and individuals for business purposes. This type of loan is ideal for manufacturers, wholesalers, retailers, service industries, farmers, and others. It may be used to acquire or expand business facilities, purchase new or used equipment and vehicles, refinance debt, or increase working capital. Loan terms vary from secured to unsecured, fixed or variable rate, single advance or revolving, term or installment with periodic payments tailored to cash flow. We can structure about any loan to fit your needs. Security may consist of:

  • Inventory
  • Accounts receivable
  • Machinery & equipment
  • Livestock
  • Crops
  • Feed
  • Milk Assignments
  • Time savings certificates
  • Warehouse receipts
  • First or second mortgages on business, agricultural or residential real estate
  • Cash surrender value of life insurance

Equal Housing Lender   Member FDIC