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Copyright 2008 First Fidelity Bank

First Class Banking on a First Name Basis
FACTS WHAT DOES FIRST FIDELITY BANK DO WITH YOUR PERSONAL INFORMATION?

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

   • Social Security number and account transactions
   • Account balances and payment history
   • Credit history and wire transfer instructions


When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First Fidelity Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does First Fidelity Bank share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YES NO
For our marketing purposes—
to offer our products and services to you
YES NO
For joint marketing with other financial companies NO We don't share
For our affiliates’ everyday business purposes—
information about your transactions and experiences
NO We don't share
For our affiliates’ everyday business purposes—
information about your creditworthiness
NO We don't share
For our affiliates to market to you NO We don't share
For non affiliates to market to you NO We don't share

Questions? Call toll-free: 1-866-775-2641

Who we are
Who is providing this notice? First Fidelity Bank
Fidelity Agency

What we do
How does First Fidelity Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does First Fidelity Bank collect my personal information?

We collect your personal information, for example, when you

   • open an account or apply for insurance
   • apply for a loan or use your debit card
   • seek advice about your investments

We also collect your information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

   • sharing for affiliates' everyday business purposes -- information about your creditworthiness
   • affiliates from using your information to market to you
   • sharing for non affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.


Definitions
Affiliates

Companies related by common ownership or control. They can be financial and non financial companies.

   • First Fidelity Bank/ Fidelity Agency has no affiliates

Non affiliates

Companies not related by common ownership or control. They can be financial and non financial companies.

   • First Fidelity Bank/ Fidelity Agency does not share with non-affiliates so they can market to you.

Joint marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

   • First Fidelity Bank/ Fidelity Agency doesn't jointly market.