Bank Interest Rates - 08/15/2008
Rates Effective Thru - 08/21/2008
Types
of Accounts
Certificates of Deposit | Special
Certificates
Flex-Rate
|
Account Type |
Interest Rate |
Annual |
| Regular Savings | .50% | .50% |
|
NOW Account |
.25% | .25% |
| Money Market Accounts | .75% | .75% |
Certificates
of Deposit (CD's)
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| Term | Interest Rate | Annual
Percentage Yield |
| 1 Month | 1.49% | 1.50% |
| 3 Months | 1.74% | 1.75% |
| 6 Months | 2.09% | 2.10% |
| 12 Months | 2.44% | 2.45% |
| 18 Months | 2.53% | 2.55% |
| 24 Months | 2.58% | 2.60% |
| 30 Months | 2.68% | 2.70% |
| 36 Months | 2.73% | 2.80% |
| 48 Months | 2.83% | 2.85% |
| 60 Months | 2.98% | 3.00% |
|
* Minimum deposit to open the account and minimum balance to obtain APY listed is $500.00 (APY - Annual Percentage Yield) |
||
Flex-Rate Certificates of Deposit (CD's)
$500 minimum deposit to open account
| Term | Interest Rate | Annual
Percentage Yield |
| 24 Months | 2.58% | 2.60% |
| 60 Months | 2.98% | 3.00% |
|
* Minimum deposit to open the account and minimum balance to obtain APY listed is $500.00 (APY - Annual Percentage Yield) |
||
Certificate of Deposits (CD's) with a monthly deposit
if interest to a checking or savings account:
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| Term | Interest Rate | Annual
Percentage Yield |
| 11 Months | 2.45% | 2.45% |
| 29 Months | 2.75% | 2.75% |
|
* Minimum deposit to open the account and minimum balance to obtain APY listed is $2500.00 (APY - Annual Percentage Yield) |
||
Certificates of Deposit (CD's)
$2500 minimum deposit to open account
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| Term | Interest Rate | Annual
Percentage Yield |
| 9 Months | 2.49% | 2.50% |
|
* Minimum deposit to open the account and minimum balance to obtain APY listed is $2500.00 (APY - Annual Percentage Yield) |
||
Member FDIC
A substantial penalty may be assessed for early withdrawal